Users' privacy is very important to Company. Company is committed to
safeguarding the information Users entrust to Company. This Web site
is not directed at individuals under 18 years of age.
The Information We Collect
Company may collect nonpublic personal information from User in a variety
of ways, including online forms for ordering products and services,
and other instances where Users are invited to volunteer such information.
The type of information we collect from consumers includes, but is not
limited to: Name, Last Name, Co-Applicants Name, City, State, Address,
Zip Code, Work Phone, Home Phone, House Type, Current Value, Loan Amount
Desired, 1st Mortgage Balance, Current Interest Rate, whether your rate
is Fixed or Adjustable, Current Payment, Are you Behind on Payments,
Credit Rating, Place of Employment, Years Employed, Yearly Income, Best
Time to Call, Loan Desired and Email Address. Company may also collect
information about how Users use our Web site, for example, by tracking
the number of unique views received by the pages of the Web site or
the domains from which Users originate. We may use "cookies"
to track how Users use our Web site. A cookie is a piece of software
that a Web server can store on the Users' PC and use to identify the
Users should they visit the Web site again. While not all of the information
that we collect from Users is nonpublic personal information, it may
be associated with nonpublic personal information that Users provide
us through our Web site.
How We Use Information
Company collects nonpublic personal information from its Users in order
to match Users with lenders and brokers. By clicking the "Submit
Form" button on the application, Users consent to the disclosure
of their nonpublic personal information to these lenders and brokers.
The lenders and brokers may contact you directly after they receive
your nonpublic personal information. Company may also use information
collected through our web site for research regarding the effectiveness
of the web site and Company's marketing and advertising efforts.
Disclosure of Information to Nonaffiliated Third
Company may disclose nonpublic personal information about you to other
market participants that provide goods and services. These nonaffiliated
third parties may include, but are not limited to (i) financial service
providers such as mortgage lenders or brokers outside of our network
of lenders and brokers, insurance companies and title companies and
(ii) non-financial companies such as retailers and direct marketers.
The Company may also disclose aggregate, anonymous data to investors
and potential partners based on information collected from Users. Users
may opt out of the Company's disclosure to nonaffiliated third parties
by following the instructions in the opt out section of this privacy
policy. We may also disclose nonpublic personal information about you
as permitted by law.
Consent to Receive Privacy Notice and Opt Out
Notice Via this Web Site
By acknowledging receipt of this privacy notice, you the customer also
by FTC regulation, via this web site. By acknowledging receipt of this
privacy notice, you the customer also consent to receive your opt out
notice and opportunity to opt out, as required by FTC regulation, via
this web site.
Maintenance of Information & Security
Information about Users that is maintained on our systems is protected
using industry standard security measures that includes but is not limited
to security measures in place to protect the loss, misuse and alteration
of the information under our control. All data is protected using the
most advanced methods available. We do not store financial information,
credit card numbers or personal information like social security numbers
on this Web site. However, due to the nature of the Internet, computer
networks, systems and other factors, we cannot guarantee that the information
submitted to, maintained on, or transmitted from our systems will be
Use of IP Addresses
An IP (Internet Protocol) address is a number that is assigned to your
computer when you use the Internet. Your IP address does not contain
any nonpublic personal information about you. Company collects IP addresses
for the purposes of system administration, to report aggregate information
to our advertisers, and to ensure the validity of customer requests.
Web Site Links
This Web site may contain links to other Internet web sites. We are
not responsible for the privacy practices or the content of such Internet
Opt Out Notice and Opportunity to Opt Out
Company may disclose nonpublic personal information about you the customer
to nonaffiliated third parties, as previously described in this privacy
policy. You have the right to opt out of this disclosure at any time
before or after you submit nonpublic personal information. If you wish
to opt out, please use the simple form below.