The last four years have done a number to many people's nestegg.  Many people who relied on their 401k for their approaching retirement were no longer able to retire because their 401k lost so much value in the market due to the credit crisis.  If you want to protect your 401k from massive losses, follow ...

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Tips on Writing a Better Resume

by Chloe Muller on April 3, 2021

in Career And Education

Your resume is the first impression that many employers get of you. Particularly if you are applying for a job online, which more and more people are, your resume is the only thing an employer has to judge your fit for a job before any initial interviews. At the very least, make sure that your one ...

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As a beginner to stock investing, you want to start out with very simple and low-risk stock picks.   These stock picks aren't necessarily 10-baggers (1,000% return on your investment) but they mitigate the risk of losing (too much) money.  These are stocks that will, for the most part, follow the market.  As a beginning stock ...

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As I write this article, I’m sitting outside a small coffee shop in the city of Kanchanaburi, Thailand. What a cool place. I’m just a few miles from the Bridge Over the River Kwai. My room for the night costs 200 baht ($7), and the excellent kaafe yen (iced coffee) I’m now enjoying comes in ...

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Getting Started Freelancing

by Chloe Muller on April 1, 2021

in Career And Education

One serendipitous conversation in the teachers’ room at my school got me into freelance work. Now I work as an independent contractor on a site called oDesk. For hourly jobs, I use an application that tracks the time I work, and I get paid automatically each week. For jobs with a fixed price, say 10 ...

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Is an MBA worth it?

by Chloe Muller on March 30, 2021

in Career And Education

I used to know this guy who had an MBA (Master’s in Business Administration). Okay, he’s an ex boyfriend, not that that would ever affect my journalistic objectivity. Anyway, he worked on Wall Street for a pretty big international banking firm. He got flown to London to handle some accounts, took company cars home at ...

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Two Things You Need To Do To Get Out Of Debt

by Chloe Muller on March 29, 2021

in Credit And Debt

Credit cards. Student loan payments. Mortgages. Car payments. These financial liabilities can seem like a frightening financial nightmare. Perhaps you think it’s an impossible task to pay everyone off, and still have enough money to survive. But there is hope. Getting out of debt is possible, with some planning, organization and self-discipline. The plan involves ...

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In a previous post, we talked about whether college was still worth it.  Well, now there is more bad news for people who think that college is not worth it.  While statistics say that 38% of Americans have a college degree, the workforce is demanding a higher number.   Career Services at University of Massachusetts Amherst ...

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The Pyramid of Retirement Investing

by TK on March 28, 2021

in Investing

If you want to retire comfortably, you must start investing in your retirement now.  However, there is a technique to getting optimal returns on your investments without risking too much.  That is what this article deals with---how to allocate your retirement funds. When I think about retirement investing, I think of it as a three-tier approach. ...

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What is a 401k Plan?

by Chloe Muller on March 28, 2021

in Investing, Misc. Personal Finance

A 401(k) plan is a financial plan that allows you to save for retirement while you earn an income. With a 401(k) plan, you can choose to set aside some of your earnings into an individual account for just this purpose. In a 401(k) plan, you are essentially deferring some of your salary to use ...

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